Top Class Actions’s website and social media posts use affiliate links. If you make a purchase using such links, we may receive a commission, but it will not result in any additional charges to you. Please review our Affiliate Link Disclosure for more information.
A federal judge has certified a Class of consumers in a class action lawsuit against credit reporting agency TransUnion.
Duane Norman Sr., the lead plaintiff in the TransUnion class action lawsuit, alleges the agency willfully violated the Fair Credit Reporting Act (FCRA).
The Class certified by the Court includes anyone residing in the United States and its territories to whom TransUnion sent its “502 Letter” in response to a written dispute of an inquiry For the period beginning Dec. 5, 2016.
Norman claims he submitted a dispute to TransUnion after a company obtained his credit report without permission or a proper purpose, but TransUnion did not contact the company or remove the notation Norman had disputed.
Rather, TransUnion allegedly sent him — and other consumers — a “502 letter” explaining how a person’s credit report is pulled and suggesting the recipient contact the creditor directly if they believe an inquiry was made “without a permissible purpose.”
Norman alleges TransUnion violated the FCRA through its failure to reasonably investigate the disputed information.
TransUnion has denied the allegations, and the Court has not found in favor of either party.
In his class action lawsuit, Norman is seeking statutory damages of $100 to $1,000 per violation per Class Member, as well as actual damages, punitive damages, attorneys’ fees and costs, and any other relief the Court deems appropriate.
Norman estimates thousands of consumers belong to the Class.
Any Class Member who wishes to opt out because they already have a law suit pending against TransUnion for similar claims must do so by June 18, 2021.
To update your contact information with the class administrator, visit the case website’s address update form.
A trial date has not yet been set.
Have you ever disputed an inquiry on your credit report? What was the result? Tell us about your experience in the comment section below.
The plaintiff is represented by James A. Francis and John Soumilas of Francis & Mailman PC and Cary L. Flitter and Andrew M. Milz of Flitter Milz PC.
The TransUnion 502 Letter Class Action Lawsuit is Norman v. TransUnion LLC, Case No. 18-cv-05225-gam, in the U.S. District Court for the Eastern District of Pennsylvania.
Read About More Class Action Lawsuits & Class Action Settlements:
293 thoughts onJudge Certifies Class in TransUnion Inquiry Letter Class Action Lawsuit
Add me please
Add me
I was part of the Hernandez settlement and my credit is still ruined from it. I need more help. Add me please